Prompt & Courteous Staff
Dedicated to Your Closing & Title Needs
Buying or selling a home can be one of the most exciting but confusing things you’ll have to go through. However, you don’t need to go through it alone. With Magnolia Title Services LLC you will be guided through the process by experts that have over 65 years of experience. With experience comes excellence, and we settle for no less. We pride ourselves in the quality of service we are able to provide our clients. We are punctual and efficient with our time without compromising attention to detail.
What are you waiting for? Have a question? Call us at 318-752-0012 and we will be more than happy to help you out.
Our Title & Escrow Services Includes:
- Full Closing Services
- Notary Only Closings
- Title Research
- Limited and Full Title Examination
- Limited and Full Title Reports, Abstracts or Opinions
- Lien and Encumbrance Searches
- Escrow Services
- List Item Owner, Lender and Leasehold Title Insurance
- Leasehold Transactions
- 1031 Exchange Transactions
- A fully experienced staff to provide resolution of title curative matters
Magnolia Title Services, LLC also provides licensed title insurance agents for the following:
- Commonwealth Land Title Insurance Company
- First American Title Insurance Company
- WFG National Title Insurance Company
Frequently Asked Questions about Buying/Selling a Home
How much should I offer for a house?
When you are making an offer for a home, consider the following:
- The price advertised.
- Your budget. How much you feel comfortable paying for a home.
- The prices of similar homes.
- Why the seller has the house on the market (does he need to close quickly).
- How much personal value the house holds for you.
What does a house “closing” mean?
The closing is the final transfer of the ownership of the house from the seller to the buyer. It occurs after the seller and buyer have met all terms agreed to by the contract and the deed has been recorded. The closing can also refer to the exact date and time that the ownership will transfer.
If I don't have a real estate agent, do I need an attorney to write up the contract?
That all depends on the state in which you are buying the home. In some states a title company will handle the entire process and in other states an attorney will be actively involved in the transfer process as well as creating the contract.
What is seller financing?
Seller financing is when the seller of the home agrees to loan you a portion of the money (or sometimes all of the money) to buy his home. This can happen when you are unable to get an adequate amount from your bank. The seller can either take back the mortgage on the house or keep title of the property until you pay back the loan. When the seller takes back the mortgage, you will then sign a promissory note saying you will repay the loan. In the situation where the seller keeps the title until you pay back the loan, you are not able to sell or refinance the house until the entire loan is paid off.
